20 Year Anniversary Logo
Celebrating 20 Years Serving Southwest Florida




SanCap Bank is Born

Craig Albert standing with staff after they open temporary office space

Community Bank Breaks Ground

Islander Newspaper, 2002

Bank Founder Craig Albert opens Sanibel Captiva Community Bank in a temporary office space with 3 employees on Palm Ridge Road on Sanibel

Craig Albert standing with staff after they open temporary office space

Sanibel Captiva Community Bank Opens

Islander Newspaper, 2003


In May the bank’s newly constructed main office opens on Library Way on Sanibel

Bank opened doors on Library Way on June 2, 2003

Ribbon Cutting 2003

Ribbon Cutting at New Sanibel Captiva Community Bank

Island Sun Newspaper, 2003

Mary Griswold of the Sanibel Captiva Community Bank cuts the ribbon at a ceremony on June 27

Backers Back with New Bank

Backers Back with New Bank

Islander, 2003

President of Sanibel Captiva Community Bank Craig Albert

Who’s Who on the Islands Craig Albert: President of the Sanibel Captiva Community Bank

Islander, 2003

Bartender of the week Craig Albert

Craig Albert, far right, participates in Island Celebrity Bartender of the Week


SanCap Bank ATM installed at Bailey's General Store

SanCap Bank ATM installed at
Bailey’s General Store on Sanibel

photo credit: Santiva Chronicle


Periwinkle Way Office

2nd location opens at 1037 Periwinkle Way on Sanibel


$150M total Assets
Total Assets $150 Million
Load 2006-2008


Bank Announces Opening of Third Office

Island Sun Newspaper, 2006

1st off-island branch opens in temporary office space on McGregor Blvd. in Iona area

2006 McGregor Office Construction

Construction starts on new McGregor Office

Mary Griswold - newspaper clipping
I love my customers
Mary Griswold on the phone

Mary started “working” for the Bank when we opened our doors in 2003. Because she had a non-compete agreement with another local bank, she actually worked as a volunteer receptionist at the Bank for an entire year!

Mary Griswold Counting Money

Everyone on the island and McGregor/Iona area knew and loved Mary. Mary became an "adoptive grandmother" to many, often babysitting for employees and customers children, becoming the unofficial “Grandma of SanCap Bank.”

Mary Griswold pointing at sign

Mary retired from the Bank in 2005 at the young age of 81. Unfortunately, our dear Mary passed away in 2009. In her honor our McGregor Boulevard office conference room is named for her always reminding us how much she loved SanCap Bank, its employees and customers.


Bank Hires it's 25th Employee


McGregor Branch

3rd location and first off-island branch officially opens at 15975 McGregor Boulevard


Voted Best Financial Services in Island Reporter/Islander Best of the Islands


Sweepstakes Marks Grand Opening of Bank

Island Sun Newspaper, 2008

2008 Stakeholder Party

Shareholder's Party

7M Residential Lending
2008 Bowling Party

The SanCap Team at a fun Friday night bowling session

200M Total Assets
Load 2009-2013


200M Gross Loans
2009 Directors and Sharon

Sharon Baker, Head Teller, with members of the SanCap Bank Board of Directors


150 Loans
2010 Sanibel Fourth of July Parade Sign


Celebrity Island Dinner To Serve Up Food and Fun For Shell Museum

Island Sun Newspaper, 2011

CECI Platinum Sponsors

Island Sun Newspaper, 2011

45M Residential Loans


5 Team Members 80M Loans
SanCap Award 2012

The Bank has supported The Sanibel School since opening in 2003 among hundreds of other community organizations

Beachview Member-Guest Tourney Full of Awards

Island Reporter, 2012


"The bank is posed to have its most profitable year in 2013"
Best Financial Services Islander

Tranquil Times

Business Observer, 2013

Bank Celebrate its 10th Anniversary

Load 2014-2017


Top 20 Most Profitable Bank
FL 2014
2014 Sanibel Fourth of July Parade

SanCap Bank participates in the Sanibel & Captiva Islands Independence Day Celebration parade


Sanibel-Captiva Bank Expands its Reach

Fort Myers News-Press 2015

Winkler Road Office

2015 Winkler Branch

4th location opens at 7040 Winkler Road in Fort Myers




2016 College Parkway Branch

5th location opens at 7500 College Parkway and houses new operations center

Commercial Lending Created

SanCap Bank
mobile app launches


Bank Earns Five-Star Rating

Island Sun, 2016

SanCap Bank earns Five-Star Rating from Bauer Financial


Sanibel Captiva Community Bank
Continues to Give Back

Islander, 2018

SanCap Bank donates a total of $185K to Southwest Florida charitable organizations

2017 SCCB Team Receiving the Business Citizenship Award
Awarded Horizon Council

Two new locations open!

Downtown Branch

Downtown Fort Myers Office

Gateway Branch


Load 2018-2020


2018  Bank Celebrates 15th Anniversary

Sanibel Captiva Community Bank Celebrates 15th Anniversary

News-Press, 2018

Awarded a Lee County Visitor & Convention Bureau/Greater Ft. Myers Chamber of Commerce Chrysalis Award for Business Development

2018 Chrysalis Award
FDIC 2ND MOST Profitable Bank in Florida



Bank Makes Major Donation
To Local University

The River Weekly, 2019

$25K gift to FCGU’s College of Education


Sanibel Captiva Community Bank
Credits Employees for Success

Florida Weekly, 2019

Habitat for Humanity donation of $20,000

2019  Habitat for Humanity

SanCap Bank Employees helping build a house for Habitat for Humanity

2019 ECS career day veronica & Kristin

Evangelical Christian School Career Day with Office Managers Veronica & Kristin

Locally Owned Bank
Offers Big Service, Savings

Florida Weekly, 2019

Bank President and CEO Craig Albert stands outside the Main Office on Library Way on Sanibel Island

Best of Award 2019

FINALIST for Best Banking Facility


COVID-19 Changes Our World

 SanCap Bank employees helping to pack personal protective equipment for distribution by the United Way.

SanCap Bank employees delivering personal protective equipment to United Way.

In the Know: Sanibel Captiva Community Bank Loaning Millions to Hundreds of Businesses

Fort Myers News-Press, 2020

Workers sanitize our newest location, the Bridge Branch being built on the corner of McGregor Boulevard and College Parkway.

PPE CHR distribution Mona & Gaby
McGregor PPE Packing

Staff at all eight locations helped prepare and pack personal protective equipment for local businesses.

SanCap Bank honored for service during COVID-19

News-Press, 2020

Independent Community Bankers of America honors Bank with a National Community Bank Service Award for efforts amidst COVID-19 pandemic

Bank Donates Relief Funds To Local Nonprofits

Florida Weekly, 2020


Bridge Bank Fort Myers

8th and largest location ”Bridge Branch” opens at 9311 College Parkway

Load 2021-2022


Local Banks have Managed to Weather COVID-19 Storm

The News-Press, 2021

2M Charitable Donations
Awarded Business of the Year

Awarded Business of the Year designation from the Sanibel Captiva Chamber of Commerce


Main Branch

Main office on Sanibel moves into newly renovated building at 2406 Periwinkle Way

1100 LOANS 109M
Awarded Horizon Council Industry Appreciation Award

Awarded Horizon Council Industry Appreciation Award for Business Resiliency and Innovation for COVID relief efforts



BEST Mortgage Lending Company


The Best of Business
Gulfshore Business


Large business award 2022

Awarded inaugural Large Business of the Year Award from the Greater Fort Myers Chamber of Commerce

Like all of Southwest Florida we were heartbroken by the devastation Hurricane Ian caused our community, especially to our beloved island communities. Sanibel and Captiva Islands hold a very special place in our hearts. It’s where our Bank was started, and it’s where we’ve called home for nearly 20 years. As soon as the storm cleared, we started working alongside our Southwest Florida community to recover and restore the vibrancy our area is known for.

Hurricane Ian dennis and Chris island home watch tarp

Bank staff helped island residents, businesses and recovery workers any way we could.

Hurricane Ian boat headed home

Immediately after the storm, the Bank ran multiple boat trips per day to Sanibel Island while the causeway was out. These trips gave hope for employees and customers to bring essential tools and supplies to the island and start the rebuilding process.

Hurricane Ian gang on kyles dock

We’ve processed over $70 million dollars of loan requests directly related to Hurricane Ian. These funds are going directly to local HOA’s, contractors, business owners, and homeowners to help rebuild or community.

Hurricane Ian bbq

We served over 1,500 free lunches in the weeks and months following the storm in our parking lot and delivered meals to those on island who didn’t have any transportation to get to us.

Hurricane Ian customer bbq

We opened the Main Office two weeks after storm servicing customers in our parking lot.

Load 2022-2023
Hurricane Ian mission on door

An interior door from our 1037 Periwinkle Way office was spotted on a pile of debris with our mission, vision and values poster still attached. Talk about resiliency!

100k+ in charitable donations given

Sanibel Captiva Community Bank Donates $100,000 to Support Southwest Florida Hurricane Ian Relief Efforts

Midwest Oct group

Teams volunteered for weeks after the storm at organizations working the front lines of hurricane recovery and relief

Hurricane Ian gladiouls food pantry diane & zach1

Our team donated over 150 volunteer hours the month after the storm


After 20 years at the helm, Bank Founder and Chairman Craig Albert transitions from CEO to Chairman of the SanCap Bank Board of Directors

Craig Albert
Kyle DeCicco

Kyle DeCicco
named President
and CEO

This Important leadership change represents the next chapter for SanCap Bank.

Bank enters its 3rd decade of service to Southwest Florida

Employees 20
all employee group shot
Cheers to 20 Years!